Every effort is made to present accurate information on this site. We recognize that our explanations and discriptions are interpretive. To determine actual coverages, each company and their respective contract must be reviewed. The contract itself is the only standard in determining coverage at the time of loss. Brunner Insurance, Inc., is licensed to conduct property and casualty insurance business in Pennsylvania, New Jersey, and Ohio. The information on this site is a solicitation to conduct business only in the aforementioned states of authority.